My wife and I found out about the All In One Loan via our local mortgage broker in June of 2020. We were considering a refinance down to a 15 year in hopes of paying our home off in that time. Our mortgage broker told us suggested the All In One might be the way to go. With that said I will never go back to a traditional mortgage again.....ever! We are now on month 3 of the loan and we are loving it! My wife and I were fortunate enough to have a sizeable amount of money in our regular bank savings account. We transferred all of our bank savings into the new All In One Loan reducing our previous mortgage balance. Since our All In One loan started in September of 2020 we have dropped our loan balance down $11,000 and we haven't changed our spending habits and are paying for college too. If my estimates are right we will pay our loan off in about 18 months. This will save us well over $100,000 in interest! Every chance I get I talk to friends family and co-workers about the All In One Loan. Your mortgage is your biggest expense every single month. Why not pay off your mortgage in record speed?